Privacy Policy

Last Updated On November 03, 2020

Finko Mobile app (“we” or “us” or “our”) respects the privacy of our users (“user” or “you”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our mobile application (the “Application”). Please read this Privacy Policy carefully. IF YOU DO NOT AGREE WITH THE TERMS OF THIS PRIVACY POLICY, PLEASE DO NOT ACCESS THE APPLICATION.

We reserve the right to make changes to this Privacy Policy at any time and for any reason. You are encouraged to periodically review this Privacy Policy to stay informed of updates. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in any revised Privacy Policy by your continued use of the Application after the date such revised Privacy Policy is posted.

This Privacy Policy does not apply to the third-party online/mobile store from which you install the Application or make payments, including any in-game virtual items, which may also collect and use data about you. We are not responsible for any of the data collected by any such third party.

General Terms

  • The application is used exclusively for accessing Quick gold loan services of Kosamattom Finance.
  • The application doesn't get automatically installed to the device.
  • The application doesn't not require more power consumption or no other hidden features are in it.
  • The application required Google maps, GPS and device Camera.
  • The application accesses the user’s current location through GPS.
  • No third-party services are used.
  • The Phone number you provide may be used to send you information, respond to inquiries, and/or other requests or questions.

Permissions and Data Access Information

  • Camera permission allows this application to capture the user profile image.
  • Location permission allows this application to access the user’s current location.
  • We cannot share any storage data without obtaining the user's prior permission.
  • Application cannot access data without obtaining the user's prior permission and providing the user with access to information about how and where the data will be used.
  • We don't collect any other personal data of users and misuse them.
  • No received data is stored locally in the device in which application is installed.
  • The application will be functioning normally on average speed internet connection.
  • Biometric data will be stored, transmitted, and protected using a reasonable standard of care within KOSAMATTOM FINANCE and in no less than the same manner that finko mobile app uses to store, transmit and protect other confidential information of finko mobile app.
  • The information we collect from registration is just used to check whether an authorized user access the application.

Children’s Privacy

Finko mobile app services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In the case we discover that a child under 13 has provided us with personal information, we immediately delete this from our servers. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to do necessary actions.

Business Transfers

We do not intend to sell our business. However, in the unlikely event that we sell our business or get acquired or merged, we will ensure that the acquiring entity is legally bound to honor our commitments to you. We will notify you via email or through a prominent notice on our website of any change in ownership or in the uses of your personal information and service data. We will also notify you about any choices you may have regarding your personal information and service data.

Disclosures In Compliance With Legal Obligations

We may be required by law to preserve or disclose your personal information and service data to comply with any applicable law, regulation, legal process or governmental request, including to meet national security requirements.

Contacting us

If you have any questions or concerns about this Privacy Policy, or your dealings with this App, you can contact info@kosamattam.com / +91 9496000339 for clarifications.